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Bank Charge Claim

What else you might like to know about Bank Charge Claim

Taking on a bank or building society can be tricky, especially where pages and pages of fine print are involved. But an experienced legal service provider can help navigate you through the process. Here is some basic advice to inform your choice of legal expert.

What is a bank charge claim?

A bank charge claim can be made when your bank unfairly charges you overdraft fees or any other fees.

What do I have to show to bring a claim?

The main thing you need to consider in bringing a claim is whether you were treated fairly. It may be unfair if you are a charged a large amount by going overdrawn by a few pounds and you were in financial difficulty at the time. A legal service provider can give you expert advice on when you can bring a claim.

Is there a time limit for making a claim?

You normally have 6 years from the date that the charge was incurred to bring a claim. Your legal service provider will give you specific advice on the time limits involved

How can a legal expert help me in my claim?

A legal service provider can give advice on your bank’s terms and conditions and can assist you in writing the initial letter to them about the charges. If your bank does not refund the charges, your legal service provider can write to the Financial Ombudsman Service asking them to investigate. If they reject your claim, a legal service provider can advise you on taking the claim to court.

How can I choose the best legal services provider?

It is worth considering a number of factors when choosing a legal expert to assist with a bank charges claim. You may wish to consider factors such as the location, reputation and cost of a firm before making your decision.

 

Answer a few short questions now and start comparing legal service providers based on the criteria most important to you.

How much can I expect to pay for legal services?

Most legal service providers will work on a fixed fee or hourly rate basis for bank charge claims. Find the best solution for you by comparing costs with The Law Superstore now.

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