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09th November 2023
Saved me calling around. Also, the solicitors they found where of really good value.
25th October 2023
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25th October 2023
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24th October 2023
I tried a Google search with limited success! But this put me in contact with local solicitors who contacted me almost straight away! Great resource.
23rd October 2023
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19th October 2023
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11th October 2023
We had loads of people offering their services. It's certainly a good site well recommended.
04th October 2023
Very efficient, responded quickly, already had our first meeting.
04th October 2023
Very good experience. Spoke to very patient young man Anthony who fully explained all my queries. All in all an informative conversation.
04th October 2023
I wanted quotes for transfer of property. The Law Superstore gave me quotes from four companies, all considerably cheaper than I had received from local high street solicitors. All companies contacted me (some by phone, some via email, to discuss my requirements and clarify what they would do). I expect my family will agree on one of the firms.
21st September 2023
Polite, prompt and understanding service, with the human touch! So appreciated at a difficult time.
21st September 2023
Three firms got in touch, each one seemed very professional and I chose one.
20th September 2023
A solicitor called within a short time and I am going to use him for my will.
20th September 2023
Got the information that I needed and a price for carrying out the legal work I required. Very happy with the service.
13th September 2023
I was very impressed at being put in touch almost immediately with a firm of solicitors who obviously had a vast knowledge and experience for my particular enquiry.
13th September 2023
Supplied an excellent choice of companies to choose from for our legal requirements together with their comparisons and charging fees. Your guide on how to choose the right solicitor was informative and helpful.
11th September 2023
Remortgaging is the process of taking out a new mortgage product on a property you own. This could be with either your current lender or a new mortgage provider. There are a number of reasons you might remortgage, and in some of them you won't need a conveyancing solicitor's help, especially if you stay with the same lender. However, there are lots of reasons why you might remortgage - if you want to end your deal early to ensure you get a better long term rate, if you want to borrow more to cover costs like home improvements or extensions, or if you want a more flexible deal.
Remortgaging covers a variety of different options, so it's worth talking to a conveyancing solicitor as well as your mortgage advisor.
In order to remortgage your home, you will need to provide proof of income and residency as well as evidence of expenses and outgoings to your chosen lender. You will then get a mortgage valuation carried out on the property. Finally, your conveyancer will undergo property searches and if you are moving to a new lender, they will organise the transfer of your debt from one to the other.
A conveyancing solicitor is a general legal expert who is currently working in property law, but they have the legal knowledge and qualifications to work in any area of the law. A licensed conveyancer is a property expert, who only deals in property law. Either will do a brilliant job of supporting you in your remortgage, and can advise you on whether it's the right choice for you.
Remortgaging is usually helpful when you need to re-evaluate your finances. You might find that a better deal with repayments can restructure your monthly budget. Or the equity you release could help you to fund building work or a deposit for a new home. Remortgaging to higher repayments could also help you pay off the mortgage quicker.
The process of remortgaging a property usually takes between 4 and 8 weeks, but this can depend on the current property market and what time of year you do it. If you are planning to leave your mortgage lender after your fixed rate comes to an end, we recommend researching or talking to a mortgage advisor 2-3 months before the deadline.
There are many fees involved with moving to a new mortgage deal that you’ll need to factor for. Early repayment fees can cost 1-5% of your remaining balance whereas exit fees can cost between £50-60. Mortgage valuations cost between £300-1500, and you will also need to pay your mortgage broker if you use one.
If you’re moving to a new provider, arrangement fees are typically between £1000-2000, and you may be charged a booking fee of £100-500. You may also need to pay a conveyancer/conveyancing solicitor £300-350 to add your lender to the deed but some lenders do this for free.
It's important to be aware of what you need to do when remortgaging. If you're simply coming to the end of your current deal, it's worth speaking to your existing lender to see what they can offer, as well as doing some research on the market. You may want to speak to a mortgage advisor who can access deals you may not see.
Remember to consider all the costs involved, including early repayment fees if you want to switch your mortgage product early. Whilst this can be costly, it can sometimes be worth it depending on your goals.
If you are moving to a new lender, a conveyancing solicitor would check the paperwork to ensure the money transfers appropriately, and the deed moves to the new lender. Ensure you keep all your paperwork to hand, and make sure it's up to date. Whilst remortgaging isn't as big a process as moving to a new home, you will still need ID and other documents.
Remortgaging can be stressful. Just like you need an expert mortgage advisor, you also need a great conveyancer. We recommend checking their experience in remortgages, and asking for examples. You'll also want to check reviews online, and spend some time speaking to your potential solicitor, to see if they offer everything you expect. Talk through your expectations - do you need someone who is always available, or are you happy for them to only feedback if there's a development? Have a look at our guide on choosing a solicitor.