Remortgage a Property

When you’re remortgaging, you can use a conveyancer or conveyancing solicitor to help you with legal advice and paperwork.

Find a solicitor to remortgage

Choose an expert conveyancer or conveyancing solicitor to help you remortgage your home

Remortgage a Property

What is remortgaging?

Remortgaging is the process of taking out a new mortgage on a property you own. This could be with either your current lender or a new mortgage provider.

There are a variety of different options for remortgaging, so it's worth talking to a conveyancer or conveyancing solicitor as well as your mortgage advisor.

Excellent choice of solicitors
Fully vetted (SRA, SWW, CILEX or IPW members)
We've helped over 100,000 people
Get a free quote immediately

Remortgaging

How does remortgaging work?

In order to remortgage your home, you will need to get a mortgage valuation carried out on the property. Your conveyancer will undergo property searches and if you are moving to a new lender, they will organise the transfer of your debt from one to the other.  

Get remortgaging quotes

Do I need a Conveyancer or Solicitor?

A licensed conveyancer is a legal professional who’s job it is to carry out the conveyancing process for you. A conveyancing solicitor is a trained solicitor who specialises in conveyancing. Both are able to carry out your remortgage effectively. 

Get remortgaging quotes

Why use The Law Superstore to find a solicitor or legal expert?

Save money by comparing solicitor costs
We only work with quality, experienced and accredited solicitor or legal firms
Competitive prices across England and Wales

The Law Superstore is the UK’s leading legal comparison site, designed to save you money when looking for a solicitor or any other legal expert. Get instant quotes, compare prices, locations and features and choose the lawyer that’s right for you. And we’re completely free to use.

With over 130 legal services on offer, from divorce to personal injury claims, we can help you get a great deal on your solicitor fees. You compare everything else, why not solicitors?

Legal professionals you can trust

All our solicitors and legal professionals are accredited or regulated. They go through a rigorous joining process and must have a redress scheme available, as well as their reviews and financial situation being assessed by our onboarding team. We only work with high quality, experienced legal experts. 

Frequently asked questions

Remortgaging for a better deal can restructure your monthly budget. Releasing equity with a remortgage could help you fund building work or a deposit on a new home. Remortgaging to higher repayments could also help you pay off the mortgage quicker.

The process of remortgaging a property usually takes between 4 and 8 weeks, but this can depend on the current property market and what time of year you do it.

Remortgaging is not too different from taking out a mortgage when you first buy a property, as your conveyancer and broker will carry out many of the same processes and you will need to provide your ID and paperwork. If you switch early or too a new provider, there may just be extra steps.

There are many fees involved with remortgaging. Early repayment fees can cost 1-5% of your remaining balance and exit fees can cost £50-60. Mortgage valuations cost £300-1500. There will be extra fees if you’re moving to a new mortgage provider. You will also need to pay your conveyancer and mortgage broker if you use one.

We recommend checking their experience in remortgages and asking for examples. You should check reviews online, and spend some time speaking to your potential solicitor, to see if they offer everything you expect.

Help & Advice

What is a Will?

16 Mins Read

Transferring Property Ownership to Family Members

Read More
What is a Will?

4 Mins Read

Conveyancer vs Property Solicitor: Understanding the Difference

Read More
What is a Will?

5 Mins Read

Your Guide to Transferring Ownership of a House With a Mortgage

Read More
Find a solicitor for remortgaging

Recent customer testimonials

  • Excellent service. Got emails and callbacks from all three recommended companies. I needed advice on a commercial rental. The clear pricing structure helped me to make an informed decision.

  • Response was quick. Very nice man talked through my problem. Polite & friendly. Price quoted excellent.

  • The info was very useful and I am now considering which company to use

  • A good choice of law firms to choose from. Received a call very promptly from our choice. We will be following up in a couple of weeks. Very impressed.

  • Easy to use, no problems, results next day

  • Contacted within a few hours by Assured Plans and arranged the LPA I wanted over the telephone

  • Very helpful and kind put me at ease, made things simple ,step by step took me through everything and explained everything

  • The service was fantastic. Very professional. The price was perfect.

  • My contacting Law Superstore produced four replies from service providers, at competitive prices.

  • Very helpful and a few choices to make and who to manage my enquiry. Very easy to navigate to receive requests selected from the Law Superstore website.

  • Promptly received 3 very detailed options and quotes regarding LPA's

  • I received very prompt feedback from 4 companies, all feedback was detailed and comprehensive. When I am in a position to proceed I will contact the company I have chosen.

  • Got back to me right away very impressed with the way I was dealt with

  • Quick, efficient, professional service. Everything made clear. Thankyou

  • Call received within 5 mins. Very good

  • Helpful, clear and quick

  • Very helpful put me into the right direction.

  • All sorted by a friendly knowledgeable person. Lots of information given. Questions answered, and explained.

  • I thought service was very clear I understood what was going to happen and when and with whom

  • Very satisfying experience with The Law Superstore website and the contacts provided by them.

  • My 1st experience on using the recommended is successful and have an appointment at home this month

  • Very helpful

  • It was very helpful to put me the right direction.

  • The response from the law firms was quick and the firms were chosen to match my requirements.

  • Good and all organised.