Transfer of Equity

Whether you’re looking to co-own a home, passing a property on to your children, or you’ve separated from a spouse, you will need to carry out transfer of equity to finalise the altering of the property deed.

Get transfer of equity quotes

Choose an expert solicitor to apply for a transfer of equity

Transfer of Equity

How to apply for transfer of equity

The process of applying for transfer of equity can be as simple as filling in some forms and altering title deeds, but it can become more complex if there is a mortgage involved. So you should start by contacting a solicitor to help assess your situation and guide you through the process. 

Excellent choice of solicitors
Fully vetted (SRA, SWW, CILEX or IPW members)
We've helped over 100,000 people
Get a free quote immediately

Transfer of Equity

Do I need transfer of equity?

If you are changing the names on the title deed of a property, then you will need an official transfer of equity. This is whether you're adding or removing a name. 

Get transfer of equity quotes

Equity release

Equity release is a way of accessing the money in your home without moving out. It's done by selling part or all of it to an equity release firm.  

Learn more about equity release

Why use The Law Superstore to find a solicitor or legal expert?

Save money by comparing solicitor costs
We only work with quality, experienced and accredited solicitor or legal firms
Competitive prices across England and Wales

The Law Superstore is the UK’s leading legal comparison site, designed to save you money when looking for a solicitor or any other legal expert. Get instant quotes, compare prices, locations and features and choose the lawyer that’s right for you. And we’re completely free to use.

With over 130 legal services on offer, from divorce to personal injury claims, we can help you get a great deal on your solicitor fees. You compare everything else, why not solicitors?

Legal professionals you can trust

All our solicitors and legal professionals are accredited or regulated. They go through a rigorous joining process and must have a redress scheme available, as well as their reviews and financial situation being assessed by our onboarding team. We only work with high quality, experienced legal experts.

Frequently asked questions

A transfer of equity is the process of transferring property ownership from one person to another. This could be all or only part of the property equity.

You will need a conveyancing solicitor to complete equity transfer. They’re able to support you with the legal requirements and processes involved. It's possible to complete some parts of the transfer without legal support, but not recommended.

Whether you pay Stamp Duty on transfer of equity depends on the 'consideration' and the nature of the transfer. For example, if the property is split equally between 2 people or not. Your solicitor can tell you if you will need to pay it.

On average, equity transfer should only take up 4-6 weeks. Usually, the main length of time taken is by the mortgage lender assessing eligibility. However, if you’re transferring equity without a lender, it can be very quick.

Cost can vary depending on the situation. Usually, transfer of equity costs can be anywhere between £100-£500 plus VAT. Factors that affect the cost of a transfer include the property’s value, if you’ll need to remortgage, and solicitor fees.

Help & Advice

What is a Will?

16 Mins Read

Transferring Property Ownership to Family Members

Read More
What is a Will?

8 Mins Read

How Much Does a Transfer of Equity Cost?

Read More
What is a Will?

10 Mins Read

The Transfer of Equity Process

Read More
Find a transfer of equity solicitor

Recent customer testimonials

  • The info was very useful and I am now considering which company to use

  • A good choice of law firms to choose from. Received a call very promptly from our choice. We will be following up in a couple of weeks. Very impressed.

  • Easy to use, no problems, results next day

  • Contacted within a few hours by Assured Plans and arranged the LPA I wanted over the telephone

  • Very helpful and kind put me at ease, made things simple ,step by step took me through everything and explained everything

  • The service was fantastic. Very professional. The price was perfect.

  • My contacting Law Superstore produced four replies from service providers, at competitive prices.

  • Very helpful and a few choices to make and who to manage my enquiry. Very easy to navigate to receive requests selected from the Law Superstore website.

  • Promptly received 3 very detailed options and quotes regarding LPA's

  • I received very prompt feedback from 4 companies, all feedback was detailed and comprehensive. When I am in a position to proceed I will contact the company I have chosen.

  • Got back to me right away very impressed with the way I was dealt with

  • Quick, efficient, professional service. Everything made clear. Thankyou

  • Call received within 5 mins. Very good

  • Helpful, clear and quick

  • Very helpful put me into the right direction.

  • All sorted by a friendly knowledgeable person. Lots of information given. Questions answered, and explained.

  • I thought service was very clear I understood what was going to happen and when and with whom

  • Very satisfying experience with The Law Superstore website and the contacts provided by them.

  • My 1st experience on using the recommended is successful and have an appointment at home this month

  • Very helpful

  • It was very helpful to put me the right direction.

  • I tried this for the first time and was surprised that the result was so quick. I will use The Law Superstore again in the future for sure.

  • The response from the law firms was quick and the firms were chosen to match my requirements.

  • Very helpful and efficient. Not pushy but explained what was needed.

  • Good and all organised.